The Central Bank of India is opening its doors to enthusiastic banking professionals with the Credit Officer Recruitment 2025 Notification. With 1000 vacancies available for the position of Credit Officer in the Junior Management Grade Scale-I (JMGS-I), this is your chance to kick-start a promising career in banking. The application window is open from January 30, 2025, to February 20, 2025, and you can apply online via the official website: centralbankofindia.co.in.
Why This Recruitment Is a Game-Changer?
This recruitment drive offers a fantastic opportunity for graduates who are passionate about building a career in the banking industry. Not only will you secure a role in one of the most prestigious banks, but you will also gain access to:
- Competitive salary packages
- Professional development and training programs
- Attractive leave travel concessions and wellness benefits
- Subsidized housing loan facilities
Before you dive into the application process, make sure you meet the eligibility criteria and understand the entire recruitment process.
Key Highlights at a Glance
Below is a vertical table summarizing the key details of the recruitment:
| Feature | Details |
|---|---|
| Organization | Central Bank of India |
| Post Name | Credit Officer (General Banking) |
| Total Vacancies | 1000 |
| Application Mode | Online |
| Application Dates | January 30, 2025 – February 20, 2025 |
| Selection Process | Online Exam and Interview |
| Pay Scale | ₹48,480 – ₹85,920 (JMGS-I) |
| Official Website | centralbankofindia.co.in |
Eligibility Criteria
Before applying, ensure you meet these essential criteria:
Educational Qualification
- Degree Requirement: Graduation in any discipline from a recognized university.
- Minimum Marks: At least 60% (55% for SC/ST/OBC/PWBD candidates).
- Documentation: Must have a valid degree certificate and mention the percentage obtained during online registration.
Age Limit (as of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
- Age Relaxation:
- SC/ST: +5 years
- OBC (Non-Creamy Layer): +3 years
- PWBD: +10 years
Nationality
Candidates must be:
- Citizens of India, or
- Subjects of Nepal/Bhutan, or
- Tibetan refugees who migrated before January 1, 1962, with the intention of settling in India permanently.
Vacancy Distribution
The 1000 vacancies are allocated among various categories as follows:
| Category | Number of Vacancies |
|---|---|
| General (UR) | 405 |
| OBC | 270 |
| SC | 150 |
| ST | 75 |
| EWS | 100 |
Selection Process
The selection process is designed to evaluate both your theoretical knowledge and practical aptitude through two stages:
Stage 1: Online Examination
The online test is divided into objective and descriptive sections.
| Test Section | No. of Questions | Maximum Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 25 minutes | English |
| Quantitative Aptitude | 30 | 30 | 25 minutes | English/Hindi |
| Reasoning Ability | 30 | 30 | 25 minutes | English/Hindi |
| General Awareness (Banking Industry) | 30 | 30 | 15 minutes | English/Hindi |
| Descriptive Test (Letter & Essay) | 2 | 30 | 30 minutes | English |
| Total | — | 150 Marks | — | — |
Note: There is no negative marking in the exam.
Stage 2: Interview
Shortlisted candidates from the online exam will be invited for a personal interview.
- Interview Total Marks: 50
- Minimum Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PWBD: 45%
How to Apply: Step-by-Step Guide?
Follow these simple steps to complete your application online:
- Visit the Official Website:
Navigate to centralbankofindia.co.in. - Access the Recruitment Section:
Go to the “Recruitment” tab and click on “Apply Online for Credit Officers – PGDBF”. - Register:
Provide your basic details to generate a provisional registration number and password. - Login and Fill the Form:
Use your credentials to log in and carefully complete the application form. - Upload Documents:
Prepare and upload the following scanned copies:- Passport-sized photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Pay the Application Fee:
- Women/SC/ST/PWBD: ₹150
- Others: ₹750
- Submit and Save:
After submitting your application, download a copy for your records.
Important Dates to Remember
| Event | Date |
|---|---|
| Notification Release Date | January 30, 2025 |
| Online Application Start Date | January 30, 2025 |
| Last Date to Apply Online | February 20, 2025 |
| Admit Card Release Date | To Be Announced |
| Online Examination Date | To Be Announced |
Final Thoughts
This recruitment drive by the Central Bank of India is more than just a job opportunity—it’s a gateway to a fulfilling career in banking. With a robust selection process and attractive benefits, it’s an ideal chance for graduates to step into the world of banking. Make sure you prepare well and apply before the deadline to embark on your journey towards a successful banking career!
FAQs
Q1: Who is eligible to apply for the Credit Officer position?
A: Graduates with at least 60% marks (55% for SC/ST/OBC/PWBD candidates) from a recognized university are eligible. The candidate should also be within the age limit (20 to 30 years, with applicable relaxations).
Q2: How many vacancies are available?
A: There are 1000 vacancies available for the Credit Officer position across various categories.
Q3: What is the application process?
A: The application is online. Visit the official website, register, fill out the application form, upload the required documents, pay the application fee, and submit your application.
Q4: Is there a negative marking in the online exam?
A: No, there is no negative marking in the exam.
Q5: What benefits can I expect if selected?
A: Besides a competitive salary, you can look forward to professional development opportunities, and various employee benefits like leave travel concessions, wellness benefits, and subsidized housing loans.
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